Prop Bets: North Carolina Tar Heels VS Charlotte 49ers 2025-09-06

UNC vs. Charlotte: A Tale of Two 0-1s, With a Side of Humiliation

Ladies and gentlemen, gather ‘round for the most lopsided “revenge match” since your ex started dating someone with better hair. The North Carolina Tar Heels (0-1) roll into Charlotte’s Jerry Richardson Stadium this Saturday, where the 49ers (0-1) will try to avoid being both the first team to lose to TCU and the first team to lose to UNC this season. Spoiler: They’ll fail, but at least they’ll be entertaining while doing it.

The Spread: UNC -13.5 (-500), Charlotte +13.5 (+375)
Let’s translate that into plain English: Bookmakers think UNC is about as likely to lose this game as you are to win the lottery while getting a free massage at the same time. Implied probabilities? UNC has an 83.3% chance to cover the spread, while Charlotte’s 21% shot at pulling off the upset is about the same as me believing Bill Belichick (yes, that Belichick, now UNC’s head coach—how’s that for a plot twist?) actually knows how to call a play.

The Total: 49.5 Points (Even Money)
Expect a barnburner… or a snoozefest. Last year’s 38-20 UNC win had more points than this line suggests, but with UNC’s QB, Gio Lopez, sidelined (back injury) and veteran Max Johnson possibly starting (hello, inconsistency!), and Charlotte’s Conner Harrell (a former UNC QB, because nothing says “revenge” like your ex’s ex playing against you), this game could swing wildly. Still, the over/under is so high, it’s basically a bet on whether either team will forget how to punt.

Key Props & Quirks
- Charlotte’s QB, Conner Harrell: Former UNC QB, current “I hope I don’t get booed too hard” energy. Prop bet: Will he throw for more yards than UNC’s Max Johnson? Probably. Will he outperform Belichick’s offense? Never.
- UNC’s Offense: Last week, they managed to lose to TCU by… well, badly. But with a Charlotte defense that got shredded by Appalachian State, maybe they’ll score 14 points? Or 140? The over/under isn’t helping.
- Commentators: Chuckie Kempf and Tom Luginbill will narrate this disaster, with Marilyn Payne reporting from the sideline. If the broadcast cuts to her mid-4th quarter, run.

Prediction
UNC wins 31-17. The Tar Heels’ defense, which somehow managed to look competent against TCU’s 10th-man squad, will suffocate Charlotte’s offense long enough for Max Johnson to throw two TDs and a Hail Mary to the moon. The 49ers will score a touchdown, kick a field goal, and then punt… to Belichick, who will take it 98 yards for the exclamation point.

Why? Because the math says so. Because UNC is -500. Because Charlotte’s only chance is if Harrell time-travels back to 2024 and… no. Just no.

Place your bets. Then weep. 🏈

Created: Sept. 6, 2025, 9:12 p.m. GMT